Bajaj Housing Finance Q1 FY26 Results: Net Profit Jumps 21% on Strong Loan Growth, NII Surge

Bajaj Housing Finance Ltd. reported robust financial performance for Q1 FY26, with a 21% year-on-year rise in standalone net profit to ₹583.30 crore, compared to ₹482.61 crore in the same period last year. The growth was primarily driven by a 33% YoY surge in Net Interest Income (NII) and healthy expansion in the loan book.

🔑 Key Highlights – Q1 FY26

• Net Profit (PAT): ₹583.30 crore, ↑ 21% YoY
• Net Interest Income (NII): ₹887 crore, ↑ 33% YoY
• Total Income: ₹2,618.45 crore, ↑ 19% YoY
• Assets Under Management (AUM): ₹1,20,420 crore, ↑ 24% YoY
• Gross NPA: 0.30% | Net NPA: 0.13%
• Capital Adequacy Ratio: 26.94%

The company saw strong demand from salaried and self-employed borrowers, along with effective operational strategies that helped improve efficiency. Asset quality remained stable and robust, despite a slight uptick in NPAs.

🏦 Outlook

With continued momentum in housing demand and a well-capitalized balance sheet, Bajaj Housing Finance is well-positioned for future growth in the real estate lending space.